Apex Trader Funding vs My Funded Futures
Last reviewed: October 16, 2026
Apex and MFFU are both established futures prop firms with different strengths. Apex is the simpler lineup: pick intraday or end-of-day trailing for the whole account, and run up to 20 funded accounts at once. MFFU sells more plan shapes and wins on payouts: Builder pays every 48 hours, Rapid has the shortest wait to a first payout, Pro has no per-payout cap (up to a $100,000 lifetime maximum per user), and none of its current plans lists an activation fee. MFFU's drawdown varies by plan, so read the exact plan's rules before you buy.
Pick Apex if you want to choose intraday or end-of-day trailing up front, or to scale across many accounts. Pick MFFU if you want faster or larger payouts (Builder every 48 hours, Pro with no per-payout cap) or no activation fee.
At a glance
| Apex Trader Funding | My Funded Futures | |
|---|---|---|
| Founded | 2021 | 2022 |
| Headquarters | Austin, Texas | United States |
| Platforms | Tradovate, NinjaTrader 8, Rithmic, Quantower | Tradovate, NinjaTrader 8, Rithmic, Quantower |
| Payout cadence | Every 8 days (after initial qualification) | Varies by plan, from every 48 hours (Builder) to 14 days to a first payout (Pro) |
| Best for | Active intraday futures scalpers and day traders who want to scale across multiple accounts. | Traders who want to pick a plan by drawdown behavior and payout rhythm, from small static-drawdown micro accounts to $150K end-of-day accounts. |
Head-to-head
Payout speed
Edge: My Funded FuturesFirst payout after 8 trading days of activity on the funded account, then every 8 days.
Varies by plan. Builder pays every 48 hours, Rapid and Rapid EOD have the shortest wait to a first payout, Pro waits 14 calendar days from your first trade, and Studio pays any time once flat.
If "when do I see real money?" matters to your discipline or motivation, MFFU has more fast options. The trade-off is in the caps: Builder's frequent payouts are capped per cycle, while Pro's requests, with no per-payout cap, come after a longer wait.
Payout caps
Edge: My Funded FuturesPer-cycle caps that scale with account size: about $1,500 per cycle on a $25K account, more on larger accounts, but always capped.
Pro has a $1,000 minimum and no maximum per payout request, with a $100,000 lifetime maximum per user. Builder caps each request at $1,000 to $4,500 by size.
For traders who produce large weeks, a per-cycle cap leaves profit in the account until the next cycle. MFFU Pro removes the per-request ceiling, though the lifetime maximum still applies.
Drawdown options
Two variants: Intraday Trail (updates continuously through the session) and EOD Trail (updates only at the close). You pick one for the account, in both stages.
Three models, by plan. Builder, Pro, Pro One Day and Rapid EOD trail end of day in both stages. Rapid trails end of day in the evaluation and intraday once funded. Studio uses a static limit that never moves.
Apex lets you choose intraday trailing from the evaluation onward; at MFFU intraday comes only with Rapid once funded. MFFU is the one with a static option, but only on its small, micros-only Studio accounts. Which is better depends on how you hold trades.
Account size selection
Roughly even$25K, $50K, $100K and $150K. The $250K and $300K tiers were retired in the Apex 4.0 update.
$25K to $150K across Rapid, Builder and Pro (varies by plan), plus 10K and 20K Studio accounts for micros-only trading.
Both firms top out at $150K. MFFU adds smaller static-drawdown Studio accounts at the low end.
Account scaling (multiple concurrent accounts)
Up to 20 concurrent funded accounts. A real path to multi-account scaling: split capital across instruments or strategies, or stack a proven setup.
MFFU permits multiple accounts, with limits that vary by plan; Studio allows one account at a time. Check the current limit for your plan.
If your plan depends on running many accounts at once, Apex states its ceiling plainly at 20. Confirm MFFU's limit for the plan you want before planning around it.
Plan structure variety
Two plans: Intraday Trail and EOD Trail. Pick one based on drawdown preference.
Six plans: Builder (48-hour payouts, daily loss limit), Rapid (shortest wait to a first payout, 90/10), Rapid EOD (end of day throughout), Pro (no per-payout cap), Pro One Day (no evaluation consistency rule) and Studio (static, micros only).
Apex's two plans are quick to choose between. MFFU's lineup lets you pick by drawdown model and payout rhythm, which takes more reading. Neither is strictly better; it depends on whether you value choice or simplicity.
Activation fees
Edge: My Funded FuturesOne-time activation fee (~$130–$180) when you convert from evaluation to funded.
None of the plans on sale lists an activation fee for moving from evaluation to sim funded.
For traders running several accounts, a per-account activation fee adds up. At MFFU that cost is absent across the current lineup.
Consistency rules
Funded accounts only, not the evaluation: your largest profitable day must stay under 50% of net profit since the last approved payout (30% on legacy accounts). It resets once a payout is approved.
Varies by plan and stage. Rapid and Pro evaluations use 50%, Rapid EOD 30%, all evaluation only. Builder has none in the evaluation and 50% for payouts. Pro One Day and Studio have none.
Apex applies one rule at the payout stage. MFFU mostly applies its rule in the evaluation, with Builder the exception, and two plans have none at all. Check the rule for the exact plan and stage you will trade.
Which one is right for you?
Pick Apex Trader Funding if you...
- Want intraday trailing from the evaluation onward
Apex lets you choose Intraday Trail for the whole account. At MFFU, intraday trailing comes only with Rapid once funded.
- Want to scale across 5+ concurrent accounts
Apex allows up to 20 funded accounts at once. Check MFFU's limit for your plan before planning a large stack there.
- Prefer a simple plan choice over multiple options
Two plans (Intraday vs EOD) are easier to navigate than MFFU's six. If you don't want to weigh payout rhythms against drawdown models, Apex's structure is cleaner.
Pick My Funded Futures if you...
- Want frequent payouts
MFFU Builder pays every 48 hours, within a per-cycle cap, and Rapid has the shortest wait to a first payout. Apex runs an 8-day cycle.
- Want no per-payout cap
MFFU Pro has no maximum per payout request, up to a $100,000 lifetime maximum per user. Apex caps every cycle.
- Want no activation fee (multi-account scaler)
None of MFFU's current plans lists an activation fee. Every Apex account carries a one-time activation cost at funding.
- Want to pick your drawdown model and payout rhythm
Six MFFU plans cover end-of-day, intraday-once-funded and static drawdown, with payouts from every 48 hours to any time once flat. Apex's two plans only let you pick drawdown type.
Whichever firm you pick — track its trailing line live.
Connect Tradovate or NinjaTrader (or import a CSV) and TradersForge shows how far you are from the trailing max-loss line in real time — with intraday warnings before you get near it.
Frequently asked questions
Apex or MFFU — which is better for futures day traders?
Both are established firms. Apex is simpler and scales further (intraday or end-of-day trailing chosen up front, up to 20 concurrent accounts). MFFU wins on payouts and fees (Builder every 48 hours, Pro with no per-payout cap up to a $100,000 lifetime maximum, no activation fee on current plans) and offers more drawdown models. The decision depends on what matters more to your style.
Which firm pays faster, Apex or MFFU?
Usually MFFU. Builder pays every 48 hours within a per-cycle cap, and Rapid and Rapid EOD have the shortest wait to a first payout. Pro is slower, at 14 calendar days from your first trade. Apex's first payout needs 8 trading days of activity on the funded account, then payouts run every 8 days.
Can I withdraw without a per-cycle cap?
Only on MFFU's Pro plan, and not without any limit: Pro has a $1,000 minimum and no maximum per payout request, but a $100,000 lifetime maximum per user. Apex caps every payout cycle, scaling with account size.
Does Apex or MFFU offer intraday trailing drawdown?
Both, in different ways. Apex sells an Intraday Trail plan that trails intraday from the evaluation onward, next to its EOD Trail plan. At MFFU, Rapid trails end of day in the evaluation and intraday once funded; Builder, Pro, Pro One Day and Rapid EOD trail end of day throughout, and Studio is static.
How many accounts can I run at each firm?
Apex permits up to 20 concurrent funded accounts. MFFU's limits vary by plan, and Studio allows one account at a time; check MFFU's current limit for your plan.
What account sizes are available at each firm?
Apex sells $25K, $50K, $100K and $150K; its $250K and $300K tiers were retired in the Apex 4.0 update. MFFU sells $25K to $150K across Rapid, Builder and Pro (sizes vary by plan), plus 10K and 20K Studio accounts.
Can TradersForge track both Apex and MFFU?
Yes. Both connect through Tradovate or NinjaTrader. The TradersForge prop firm tracker handles both Apex drawdown variants and every current MFFU plan as the plan defines it (end of day, intraday once funded on Rapid, or static on Studio), with live drawdown monitoring and warnings before you approach the line.
Should I use both firms together?
Some traders do: Apex for multi-account scaling or an intraday-trail evaluation, plus an MFFU plan for its payout rhythm. TradersForge tracks both in one dashboard if you go this route.
Read the individual reviews
Sources
Rules on this page were checked against the firm’s own documentation — last on 2026-10-07. Firms change terms without notice; confirm before you buy.
- Apex — consistency rules (50% funded, 30% legacy, none in evaluation) — read 2026-09-05
- My Funded Futures — Evaluation parameters by plan — read 2026-10-07
- My Funded Futures — Pro sim funded and live highlights ($100,000 per-user maximum) — read 2026-10-07
- My Funded Futures — Builder 150K guide (cap per cycle) — read 2026-10-07
- My Funded Futures — Consistency Rule — read 2026-09-04